We help you learn everything about Medicare Advantage so you can make the best decision for your health and your budget. Compare plans, estimate costs, and connect with licensed providers in your area.
See what plans are available in your ZIP code — free, no obligation.
🔒 Free service. No obligation. Your information will be shared with licensed Medicare Advantage providers who may contact you. See full disclosure below.
We are not an insurance company. We provide free education and connect you with licensed Medicare Advantage providers so you can compare real options.
Learn about every plan type, cost structure, and enrollment rule at no cost.
We match your information with licensed Medicare Advantage providers who can offer real quotes.
You are in control. Providers reach out to you — there is never any obligation to enroll.
Plan availability varies by ZIP code. We help you discover what is actually available where you live.
Interactive guides help you understand your options before speaking with any provider.
Medicare Advantage (Part C) replaces Original Medicare. Understanding the plan types helps you ask the right questions when speaking with a licensed provider.
Health Maintenance Organization — lower costs, in-network focus.
Preferred Provider Organization — more flexibility, any doctor.
Private Fee-for-Service — maximum provider flexibility.
Special Needs Plans — designed for specific health situations.
This comparison shows key differences. Actual plan benefits vary — a licensed provider can give you specific details for your area.
| Coverage Feature | Original Medicare (A & B) | Medicare Advantage (Part C) |
|---|---|---|
| Hospital & Medical Coverage | ✓ | ✓ |
| Prescription Drug Coverage | ✗ Separate plan needed | ✓ Often included |
| Dental Coverage | ✗ Not covered | ✓ Often included |
| Vision & Eyeglasses | ✗ Not covered | ✓ Often included |
| Hearing Aids | ✗ Not covered | ✓ Often included |
| Fitness / Gym Benefits | ✗ | ✓ Many plans include |
| Transportation to Appointments | ✗ | ✓ Some plans include |
| Annual Out-of-Pocket Maximum | ✗ No limit | ✓ Cap (~$8,850 in-network) |
| Monthly Premium (beyond Part B) | $0 additional | ✓ Many plans $0/mo |
| Network Flexibility | ✓ Any Medicare provider | Varies by plan type |
| OTC Allowance / Flex Cards | ✗ | ✓ Select plans offer up to $3,000 |
Plan benefits vary by carrier and ZIP code. Figures shown are general estimates for educational purposes only.
Costs vary by plan, location, and usage. Here is what the main cost components typically look like.
Many plans have $0 additional premium. You still pay Part B (~$185/mo to Medicare directly).
Typical range for primary care visits. Specialist and procedure costs vary by plan.
Many plans have low or $0 deductibles. Drug deductibles are often separate.
Federal law caps in-network out-of-pocket costs. After this, your plan covers 100%.
Most plans cover Tier 1 generic drugs at $0 copay. Brand-name drugs cost more.
Some plans include annual allowances for dental, OTC, vision, food, or utilities.
Answer 4 quick questions and we will recommend which Medicare Advantage plan type may suit you best. This is educational only — a licensed provider will give you real plan options.
How important is it for you to keep your current doctors?
Which best describes your current health situation?
What matters most to you when it comes to cost?
Which best describes your lifestyle?
This is educational guidance only. A licensed Medicare Advantage provider can show you specific plans available in your area with exact pricing and benefits.
Get Real Plan Options →This tool gives you a rough educational estimate. Real plan costs depend on your specific plan, location, and usage. Use this as a starting point before speaking with a licensed provider.
Fill in your situation and we will estimate your typical annual costs under Medicare Advantage vs. Original Medicare.
After using our free educational tools, these individuals connected with licensed providers and found plans that worked for them.
"I had no idea Medicare Advantage could include dental and vision. After taking the quiz and filling out the form, a licensed advisor explained my options clearly and I found a $0 premium plan. Life changing."
"The cost estimator showed me I could save over $2,000 a year. The provider who reached out confirmed exactly that. My husband and I both switched and couldn't be happier."
"I was nervous about changing plans after 10 years with the same coverage. The educational guides here helped me understand what questions to ask. The provider I connected with made it so easy."
Educational answers to help you understand your options before speaking with a licensed provider.
Everything below is free. Official government sources are the most reliable place to verify plan information.
The official annual Medicare handbook from CMS. Plain English. Covers everything from enrollment to appeals.
Download PDF ↗The official government tool to search and compare Medicare Advantage plans available in your exact ZIP code.
Search Plans ↗The official Medicare helpline. Available 24/7 to answer questions about enrollment, coverage, and complaints.
Call 1-800-633-4227 ↗Free, unbiased Medicare counseling from your state government. These counselors have no financial stake in your decision.
Find Your SHIP ↗Key dates: IEP (your birthday window), AEP (Oct 15 – Dec 7), OEP (Jan 1 – Mar 31), and SEP qualifying events.
Request Our Guide →Check whether your specific medications are covered under a particular plan before you enroll.
Check Drugs ↗Fill out this form and licensed Medicare Advantage providers in your area will reach out with real plan options, quotes, and answers. Free. No obligation.
Your information is used to match you with licensed Medicare Advantage providers who serve your area. See the disclosure below before submitting.